Auto accidents occur due to dangerous road conditions or a failure to adhere to traffic laws. When an accident happens, the first task of law enforcement is to determine what parties are injured and who needs medical assistance. Next, the officers must determine how the accident happened and what driver is at fault. Local car accident injury attorneys help victims of these accidents seek compensation for their injuries from the accountable driver.
Seeking Damages Through the Insurer
If the at-fault driver has insurance, they are required by law to notify their insurer of the accident. This driver must also provide information about their insurance coverage to the victims of the accident. If the at-fault driver doesn’t file a claim, the victims can contact the insurance carrier to file a claim themselves. If the victim wasn’t provided any details about the driver’s coverage, an attorney can acquire this information for them and negotiate with the insurer.
Assessing the Accident Report
The accident report identifies any party that played a role in the accident. This includes all accountable drivers as well as all victims involved in the accident itself. The report must identify how the accident occurred as well as where it happened. An attorney can assess this information and assist the victim in filing a personal injury claim against the at-fault driver.
Comparative Fault Rulings
Comparative fault rulings apply if it is discovered that the victim played a role in causing the accident. Any moving violation committed by the victim is covered under this ruling. In these instances, the court will reduce the victim’s award based on the percentage applied for each moving violation.
Calculating the Full Financial Loss to the Victim
The full financial loss to the victim is included in the legal claim. This includes all medical expenses related to their injuries and all auto repair costs as well. The victim can also seek compensation for any wages they lost as a result of their injuries.
Auto accident cases could lead to a lawsuit if the accountable driver doesn’t have insurance. When this is the case, a legal claim is necessary to help the victim collect their expenses related to their injuries and property damage. Victims of these accidents that need legal help contact an attorney now.