Many people have bad credit records following them anywhere hence they want to have their dream house but they can have it if they follow the right procedure to own the dream house any time. It will be always for the landlord to follow up your current credit records at all time in order to lent the house for you all the time. Landlords will always believe that you are a potential risk all the time when he or she checks your credit records and find out that you have a bad credit score and he or she will always refuse to rent you the house at all time. This is the reason why people should be very careful with their credit score any time in their life.
You should not worry because you can still have your dream home if you have prior bankruptcies or any other financial difficulties. There are usually those people that you trust more that you can find help from them when you have a bad credit scores in order for you to achieve your dream house any time that you want. All you have to do is to make your trusted family member or your friend who has a good credit to sign a lease for the house or home that you want the owner of the property to lend you. Any kind of damages or unpaid debt of the house that you want to rent is usually liable to your co-signing and you hence you should be very careful so that for you not to get a problem over another problem. When the lease for the house is signed the you gain a chance of having your dream house and the risk of the landlord not renting you the house are eliminated completing hence you owning the home straight away.
It is always a good idea for you to face your landlord and tell him or her about you current finance situation so that he or she can lend you the house. Telling your landlord about your financial crisis will always help you to have the house. In this case you should always mention to the landlord your current credit situation instead of the landlord know by himself or herself. You shoud give the landlord an offer for advance payment in order to compensate your bad credit score. You can also enter to an agreement with the landlord that you will be paying your rent one month in advance so that to ensure that there is no complication at all. On the other case you can still offer the landlord to pay a bigger security deposits in order to have no risk in the business. If you still want your dream house you can share the house with a person who has a good credit score.